Latest articles - Mattioli Woods plc

All the latest articles from Mattioli Woods.

Inheritance Tax and Business Relief
24/06/2019
They do say that there are three things that are certain in life: death, taxes and change. You can’t avoid change (although the debate is still open regarding progress), and while life can perhaps be extended ...
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Retirement Planning – how much will you actually need?
21/06/2019
Over decades of working with families and individuals to build retirement strategies, we have come to understand that retirement planning can create opportunity and complexity in equal measure.We advise our clients to begin planning and organising ...
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Money stress also affects high earners. Here's how to ensure all staff have good financial wellbeing
11/06/2019
It is likely that, from time to time, we all experience some form of stress in our employment. We may be able to cope with this in the short term, however, if an employee has the ...
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Will we see compulsion in employee wellbeing in the future?
28/05/2019
In the past few years, the term ‘employee wellbeing’ has become a phrase almost as ubiquitous as ‘Brexit’! (I had to, didn’t I?!) A significant amount of both spoken and written word has been expended trying ...
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What will pensions dashboards mean for employees in the future?
21/05/2019
In its 2016 Budget, the Government said pension providers would soon be required to provide pension dashboards for their members. In theory, such dashboards would make it more straightforward for pension savers to see all their ...
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Taking your pension at retirement: as simple as it appears?
25/04/2019
Thanks to the flexible pension options introduced in 2015 by then Pension Minister Steve Webb, obtaining the type of retirement you want has never been more achievable.As I write this (things can change quickly when it ...
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How do you encourage younger workers to engage with their pensions?
01/04/2019
It’s a fantastic question, and one we shall – eventually – answer. However, it got us thinking: has anyone ever thought of looking outside of pensions to achieve such engagement? Therefore, for this piece, we have ...
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Residential property portfolios: three ways to help with income tax planning
22/03/2019
Some changes in legislation have left the buy-to-let sector not so appealing for those who once enjoyed its tax perks. So what can you advise your clients on this tricky subject? Wealth management consultant Jack Silk ...
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How a client’s death in service policy could lead to further tax charges
21/03/2019
In discussing lifetime allowances with clients, one particular policy may not have been covered yet – but it needs to be, writes wealth management consultant Chetan Mistry… Believe it or not, many employees are at the ...
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How to make company-wide benefits such as pensions appeal to individuals
20/03/2019
With the increase in the minimum pension contributions for automatic enrolment from April 2019, it is important employers think about the value employees are attaching to this particular benefit. Employer contributions increase to at least 3% ...
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Employee benefits in the UK: part 1 – pensions
19/03/2019
The UK employee benefits market has never seen as much change as it has over the last few years. Compulsory employer pensions provision (which began in 2012 under the guise of automatic enrolment) has affected all ...
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Big vs. small: keeping a reward strategy globally consistent while meeting local requirements
18/03/2019
‘Rock-star’ scientist Brian Cox, when talking about the principles of quantum physics, said this: “Everything is connected to everything else.” Being a scientist rather than an historian, he might not have realised he was quoting Lenin, ...
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Tax doctor: income tax mitigation ahead of tax year-end
15/03/2019
Ryan and Emily are married couple in their early 30s, with two young children. Emily is an additional rate tax payer, while Ryan has no income. Historically they have been ‘savers’ rather than ‘spenders’ and have ...
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Through the long winter nights, communication is key
14/03/2019
Winter is my favourite time of the year. It may not seem an obvious choice, but the shift in balance of short days and long nights, especially following the festive season, always lifts my mood. ...
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How do you know if a SIPP investment is suitable – what do you need to think about?
13/03/2019
When looking at the suitability of investments, historically, most self-invested personal pension (SIPP) providers’ due diligence involves looking at compliance with pension scheme legislation. Therefore, they would be focusing on areas not suitable for SIPP investment ...
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Pension freedoms: how to use reward to encourage over 50s to stay at work
12/03/2019
Since pension freedoms were implemented in April 2015, members of defined contribution pension schemes have, in many cases, been able to flexibly access some or all their pension once they reached 55. This represented a huge ...
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Maximising pension allowances
11/03/2019
I have found it is becoming more and more common for clients to seek options for maximising their pension for retirement through additional contributions. As we know, the most you can personally pay into your pension (and ...
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Residence nil rate band: planting the seeds of intent
08/03/2019
While discussing inheritance tax (IHT) at Mattioli Woods’ recent accountancy seminars, one topic stood out for me. Much has been written on the residence nil rate band (RNRB), but you could still be forgiven for thinking the ...
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Commercial property within self-invested pensions
06/03/2019
One of the many advantages of self-invested pensions, whether those be small self-administered schemes (SSASs) or self-invested personal pensions (SIPPs), is the ability for members to self-direct the investment strategy...
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