It is always said that there are two things in life are certain; death and taxes. Whilst the latter can be mitigated the former is something we typically don’t want to think about. However, by not putting plans in place for when we leave our loved ones behind, we could leave them in unnecessary financial hardship. Life assurance provides a wide variety of options on death, Mattioli Woods can help you make the right decisions;
- Take a step back
Mattioli Woods will work with you to review your (and your family's) financial needs.
We will prioritise what type of plan best fits you and your family's situation
- Cost effective
Mattioli Woods will obtain cover at the most cost effective rates by reviewing terms from a range of providers
We will complete any paperwork and assist you through all the processes required to implement the policy
The requirement for life assurance can be varied and ever changing, we work with clients to regularly review their arrangements to ensure they have sufficient cover to maximise the benefits received by their families.
- By having access to the whole of the market place we can ensure our recommendations take into account the best products as well as the strength of the provider and their claims history, to give clients peace of mind
- Liabilities come in all shapes and sizes so finding the most suitable policy isn’t always an easy process. For example, the loss of an income for a young family needs different insurance to paying off a mortgage
- As our estate values increase throughout lifetime the need to insure debts will typically decrease, however our desire to provide for inheritance tax and maximise the value passed to our families will likely become a consideration, highlighting why regular reviews are so important